Private Medical Insurance (PMI) policies are an increasingly popular benefit among businesses nationwide, and it’s clear to see why; benefits such as virtual GP enable appointments to be made available on the same day, often within a few hours of the request, reducing the time for a diagnosis and the subsequent recovery time.
PMI can help skip the long NHS wait times which enables your staff to receive the treatment they require, putting them on the road to recovery as quickly as possible. Mental health and wellness benefits can also help towards ensuring your workforce stays fit and healthy, helping prevent long absences due to work related stress or injury.
PMI plans can offer employees treatment for acute conditions, minor injuries and short-term illness. These include, but are not limited to:
- Inpatient and day patient treatments
- Outpatient surgical procedures, including consultant fees where applicable
- Diagnostic tests, MRI, CT and PET scans
- Cancer treatments such as radiotherapy and chemotherapy
- Mental health and psychiatric treatments
Most PMI providers offer a varied range of products to suit the needs of the client, such as benefit limits, excesses, and different underwriting types to help manage the cost of cover. Similarly, additional benefits can be selected which aren’t part of the usual product, giving a wider range of treatments, or cover for conditions not usually included.